6.99% / 7.99% Best for Best-Private Money Commercial Loans

Commercial Loans

  • Loans up to $2,000,000
  • $100,000 minimum loan
  • First liens only

Rates

Your Best Properties for Our Best Rates
These are 2-year step loans.

  • Year 1 – 6.99%
  • Year 2 – 7.99%
  • LTV 50%

No Payment Penalty

We will collect only 9 months minimum interest, meaning that if the loan pays off in full after 8 months, 1 month’s interest is still due.

LTV and Valuation

  • Up to 50% LTV
  • Appraisals required on loans greater than $250,000 (appraisal can come after close of escrow for fast closing)

At these rates, we will be conservative on valuations. We will consider slightly higher LTVs at slightly higher rates.

Property Types

Class “A” properties in select California Coastal markets, Commercial and NOO residential properties:

  • Non-Owner Occupied Residential
  • Retail
  • Office
  • Mixed-Use
  • Multi-Family

We will make some exceptions, especially if the property is owner occupied commercial.

Newport Beach with water access

Newport Beach with water access

Loan Amount: $1,000,000 Rate: 5.99% Appraisal Value: $ 2,850,000 Term: 36 months Lien Position: First Thanks to our loan terms and quick turn-around time, the borrower was able to close escrow on the purchase of this remarkable investment property on Linda Island in...

Laguna Beach Ocean Views Investment Property Cash-Out

Laguna Beach Ocean Views Investment Property Cash-Out

Loan Amount: $800,000 Rate: 5.99% Appraisal Value: $ 2,400,000 Term: 24 months Lien Position: First This spectacular property in Laguna Beach is held for investment by an out of state company. Funds were used to pay off an existing lien holder and for business...

Private and Impressive Equestrian Estate

Private and Impressive Equestrian Estate

Loan Amount: $1,000,000 Rate: 5.99% Appraisal Value: $ 2,500,000 Term: 36 months Lien Position: First This loan fit the “Best-for-Best” program. The loan is collateralized by an equestrian estate consisting of a large high-end custom residence located on 10 park-like...

Our Commitment to You

We do reserve the right to change the terms of the program or withdraw it at any time. However, if we quote a loan, we will live with what we quoted – no last minute changes provided the lending scenario is as first represented.

Commercial Loans

  • Loans up to $1,000,000
  • $50,000 minimum loan
  • First liens only

LTV and Valuation

  • Up to 50% LTV
  • Appraisals required on loans greater than $250,000 (appraisal can come after close of escrow for fast closing)

At these rates, we will be conservative on valuations. We will consider slightly higher LTVs at slightly higher rates.

Rates

Your Best Properties for Our Best Rates
These are 2-year step loans.

  • Year 1 – 5.99%
  • Year 2 – 6.99%
  • LTV 50%

Property Types

Class “A” properties in select California Coastal markets, Commercial and NOO residential properties:

  • Non-Owner Occupied Residential
  • Retail
  • Office
  • Mixed-Use
  • Multi-Family

We will make some exceptions, especially if the property is owner occupied commercial.

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No Payment Penalty

We will collect only 9 months minimum interest, meaning that if the loan pays off in full after 8 months, 1 month’s interest is still due.

Our Commitment to You

We do reserve the right to change the terms of the program or withdraw it at any time. However, if we quote a loan, we will live with what we quoted – no last minute changes provided the lending scenario is as first represented.

Call 800-444-2948 for a fast and fair response.

You can also make your loan submission online by clicking here.

This is not a commitment to lend, and some restrictions may apply. FOR WHOLESALE USE ONLY and not intended for distribution to the general public. Products not available to consumer credit residential owner-occupied borrowers and some commercial properties. Not available in all states. All loans are made in compliance with Local, State and Federal laws. ReProp reserves the right to amend guidelines, rates and LTVs at its sole discretion. Products are subject to current appraisals underwritten by and acceptable to ReProp as described. California Finance Lender license #6052783.