::: General Guidelines

Maximum LTV's are based on property type and borrower's credit score. Please call us to determine what your Borrower qualifies for.

Click the designated link in the boxes below Applications for application forms for each loan product.

Property Type	Maximum LTV's	Applications
Agri-Business with Facilities	65%	Ag Forms
Agriculture Land Only	55%	Ag Forms
Commercial Building Lot	65%	Land Forms
Residential Building Lot	65%	Land Forms
Suburban Lot / On-site services	60%	Land Forms
Residential - 1-4 Units	80%	Residential
Residential - 5 Units and up	75%	Residential
Industrial Multi-Tenant	65%	Commercial
Industrial Single-Tenant	60%	Commercial
Industrial Owner-Occupied	65%	Commercial
Motel and Hotel Properties	65%	Commercial
Office Multi-Tenant	70%	Commercial
Office Single-Tenant	65%	Commercial
Office Owner-Occupied	70%	Commercial
Ranch Land / Facilities+Income	60%	Land Forms
Rural Land w/out Income	50%	Land Forms
Retail Multi-Tenant	70%	Commercial
Retail Single-Tenant	65%	Commercial
Retail Owner-Occupied	65%	Commercial
Subdivision Land & Development	40%	Land Forms
Special Purpose Properties	55%	Commercial
Self-Storage Facilities	65%	Commercial
Timber Land - Merchantable	60%	Ag Forms