The constraints of traditional depository institutions are in place to protect the public’s deposits from risk and the institution from complicated processing issues. ReProp can bridge the gap when a person seeking financing has Commercial Real Estate collateral and a sensible exit plan. This borrower recently sold real estate and carried the debt. Their credit union needed the owner carry note seasoned for a few months before they’d consider it as an income stream. ReProp Financial saw a clear exit plan for the borrowers and plenty of collateral in place, so we were able to help. This is a fine example of our relationships with traditional financial institutions whose stringent limitations keep them from helping clients. A referral to ReProp allows the deposit customer to remain their client. If a short order, the financial institution will be able to refinance the customer into a lower-cost loan. Our borrowers are happy, Our investors are happy, and ReProp is pleased to be a part of our economic development.