ReProp Financial


We Fund Loans Direct
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Commercial Real Estate Investors

Commercial Real Estate Loans in Nevada

ReProp funds direct. Lending since 1978.

Z Loan & Investment merged with ReProp Financial in 2024. At Z Loan & Investment, LLC, dba ReProp Financial, we specialize in providing tailored real estate loan solutions for individuals and businesses across Nevada. With over 50 years of combined experience in real estate lending throughout the western United States, our principals bring unparalleled expertise and a commitment to delivering fast, reliable financing options.

Complete inquiries are typically answered within one business day.

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Our Approach

We understand that every project is unique. We offer short-term loans secured by commercial and residential real estate. Whether you’re looking to fund acquisition, construction, development, subdivision, or need bridge financing, our expedited process ensures you get the funding you need—when you need it most.

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Why Choose Us?
  • Proven Expertise: Decades of experience navigating the complexities of real estate lending in Nevada and beyond.
  • Flexible Solutions: Financing options designed for individuals, businesses, pensions, and trusts.
  • Direct Lending: We are the lender. We make all lending decisions and service your loan from start to finish. Brokers are welcome to submit on behalf of their clients.

Success Stories

Luxury Wellness Retreat Development

  • Loan Amount *$1,200,000
  • Rate * 10.89%
  • Appraised Value * $2,200,000 as completed
  • Term * 11 Months, Interest Only
  • Lien Position * First
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Strategic Refinance Unlocks Flexibility and Future Value

  • Loan Amount *$1,640,000
  • Rate * Call to Ask
  • Appraised Value * $3.2MM
  • Term * 2 Year, Interest Only
  • Lien Position * First
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Strategic Growth Realized

  • Loan Amount * $607,000
  • Rate * 9.00%
  • Appraised Value * $940,000
  • Term * 16 Months, 40-Year Am
  • Lien Position * First
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Multi-Unit Marvel Realized

  • Loan Amount * $662,000
  • Rate * 9.50%
  • Appraised Value * $1,500,000
  • Term * 7 Months, Interest Only
  • Lien Position * First
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Mountain Majesty Achieved

  • Loan Amount * $355,000
  • Rate * 9.00%
  • Appraised Value * $1,700,000
  • Term * 7 Months, Interest Only
  • Lien Position * First
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This is not a commitment to lend. All terms are subject to underwriting, valuation, and current guidelines.

Let’s Build Your Future

Ready to take the next step in real estate financing? Contact us today to discuss your needs with our experienced team. We’re here to help you achieve your goals with trusted guidance and competitive loan options.

Interested in investing with ReProp? Visit our Investors page.

Nevada Inquiries

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Z Loan & Investment, LLC

Mortgage Lending Division License #174 / NMLS #310195

Michael Sigala – MLD #46375 / NMLS #302528

Your trusted partner in Nevada real estate lending.

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