EXPLORING
COMMERCIAL REAL ESTATE
LENDING OPTIONS
IN OREGON
STARTING AT 7.99%

ARE YOU LOOKING FOR A COMMERCIAL REAL ESTATE LENDING ARRANGEMENT IN THE STATE OF OREGON?

Finding the right commercial real estate loans can be a real challenge, especially for novices to these complicated financial arrangements. If you are looking for funding for your commercial acquisition, choosing the right lender and the right loan can make a real difference in the amount you pay and the availability of funding for your commercial real estate lending needs.
Traditional loans may not be the right answer for your business.
Commercial loans obtained from a traditional lender may not provide you with the flexibility you need to capitalize on opportunities in the modern lending environment. Some of the most important advantages of alternative commercial lending options include the following:

Reduced paperwork

Development loans are a solid choice for new construction and extensive renovation. These loans are available for Reduced paperwork and documentation requirements to qualify for these loans.

Faster Processing

Increased speed of processing that can help you get your funds more quickly

Ability To Customize

The ability to customize your loan to suit the needs of your business

Advanced Technologies

Advanced technologies to streamline the entire process

Easier Qualification Terms

Easier qualification terms that can make alternative mortgages more accessible and affordable than traditional arrangements
Alternative loans can provide added avenues of financing even if you have been turned down for bank loans in the past. This can occur because of limited credit history, inconsistent cash flow or other factors that could make you appear to be a higher risk to traditional financial institutions.
Alternative commercial real estate lending could be the ideal solution for your funding needs.
If you are currently doing business in the state of Oregon, you can access a number of different types of alternative commercial loans. Depending on your requirements, you may want to consider these options:

Private Money Loans

Private money loans generally feature somewhat higher interest rates than their traditional counterparts and are often used as bridge loans to remedy cash flow problems in the acquisition of a commercial property. These loans typically come from private investors or investment groups and allow for a higher tolerance to risk with a higher potential reward.

Short-Term Construction Loans

Short-term construction loans are designed to provide financial support throughout the building process. These loans can be used for new facilities or renovations to your existing commercial properties.

Hard Money Loans

Hard money loans are similar to traditional mortgages in that they use a property as collateral. Because these financial arrangements are obtained through private lenders, the interest rates for hard money loans are usually higher than traditional commercial loans.

Asset-Based Loans

Asset-based loans use properties or equipment already owned by your company as collateral. These loans can allow you to leverage your current holdings to expand and acquire new real estate properties.

Development Loans

Development loans are designed for use by construction firms and commercial property developers. The funds received from these loan arrangements can be used for all types of improvements to the property, including the construction of parking lots and the installation of lighting or utilities.
Success Stories In Oregon

Light Industrial Debt Consolidation in Portland, OR

  • Loan Amount * $250,000
  • Collateral Valuation: * $1,120,000
  • Term * 15 months, First Lien, Amortizing
  • Rate * 10.49% (Prime+5.74% margin)

Vacation Rental Purchase in Jackson County, OR

  • Loan Amount * $198,000
  • Rate * 8.99%
  • Appraised * $330,000
  • Term * 24 months, IO
  • Lien Position * First

Light Industrial Building in Salem, OR

  • Structure:1st Lien for 36 months, interest only.
  • Funded: 2019 1st Quarter
  • Loan Amount: $1,900,000
  • Value: $4,100,000

Small Farm in Washington County, OR

  • Loan Amount * $306,000
  • Rate * 12.39%
  • Appraised Value * $619,000
  • Term * 15 yrs
  • Lien Position * First

Agriculture Refinance West of Portland, Oregon

  • Loan Amount: $400,000
  • Rate: 10.25% Adjustable
  • Value: $700,000
  • Term:15 Year Ammortizing
  • Lien Position: First

O/O LIGHT INDUSTRIAL CONDO IN MULTNOMAH COUNTY, OR

  • Loan Amount * $1,500,000.00
  • Rate * 11.89%
  • Appraised Value * $2,750,000
  • Term * 10 years, IO then Amortizing
  • Lien Position * First

OWNER OCCUPIED DISPENSARY PURCHASE IN OR

  • Loan Amount: * $225,000.00
  • Rate: * 11.00%
  • Appraisal Value: * $375,000
  • Term: * 10 Year Fully Amortizing
  • Lien Position: * First

Investment Purchase in Hood River County, OR

  • Loan Amount: $315,000.00
  • Rate: 9.25%
  • Appraisal Value: $525,000
  • Term: 24 months, IO
  • Lien Position: First

Multnomah County, OR Warehouse

  • Loan Amount * $1,000,000.00
  • Rate * 8.99%
  • Combined Appraised Value * $1,935,000.00
  • Term * 60 months
  • Lien Position * First

Distressed Commercial Purchase in Portland, OR

  • Loan Amount: $465,000
  • Rate: 9.50%
  • Appraisal Value: $775,000
  • Term: 180 months
  • Lien Position: First

Call or Email

Reach out and get started!

1-800-444-2948

These commercial real estate lending arrangements can provide added flexibility in managing the financial needs of your company through helping you to obtain the funding you need to grow your business.
Why should you work with a professional?
Enlisting the help of a company that specializes in finding alternative commercial real estate lending solutions, like opens in a new windowReProp Financial, can help you find the right solutions in this fast-paced and ever-changing financial field. This can help ensure that your company achieves the results you want on the best terms possible. Some of the most important benefits include the following:
By seeking the help of an experienced commercial real estate financing company, you can improve your overall financial situation while acquiring the properties you need to expand and grow your business.

Guidance and Support

Guidance and support throughout the application and approval process

Fast and Accurate

Fast and accurate filing of necessary paperwork and documentation

Wider Funding Options

Access to a wider range of funding options and commercial real estate loans

More Bargaining Power

Increased bargaining power when setting loan terms and discussing options

Peace of Mind

Added peace of mind and confidence when seeking commercial mortgage loans

Call or Email

Reach out and get started!

1-800-444-2948

Can you afford not to explore all your options?
Failure to obtain the commercial mortgage loans you need to acquire new properties can cost more than just time and effort. Growth and expansion are absolutely critical to building revenue streams, ensuring future profitability and securing the future of your Oregon business. ReProp Financial can help with solutions tailored to your precise set of needs. opens in a new windowContact us today to learn more about your options in the alternative real estate lending field. We look forward to the opportunity to work with you.

Secure Cost-Effective and Stress-Free Commercial Real Estate Financing in Oregon

Today, it can prove to be quite difficult to secure commercial real estate financing in the state of Oregon. This is especially the case if you happen to be a new developer who isn’t conversant with the ins and outs of such complex financial negotiations. Should you find yourself in such a position, picking the suitable lender and the suitable financing will make a big difference. More so when it comes to reducing the overall costs of the loan you will incur and the availability of funding for your commercial real estate dream in Portland, Eugene, Corvallis, or any other cities in the state of Oregon.

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How Working With an Alternative Lender Can Help

Ever since the 2008 Great Recession, traditional lenders like banks and other mainstream financial institutions began to be more conservative when it comes to underwriting for commercial real estate borrowers. When it comes to banks, many have increasingly become reluctant of such lending due to a number of factors. One of the most notable of which is the new stringent regulations that were enacted after the financial crisis such as the Tier 1 Capital requirements along with the high volatility commercial real estate (HVCRE) laws. However, there is still hope yet if you may be on the lookout for funding for your commercial real estate project in Portland or other key cities. Tight requirements from traditional lenders, increased borrower demand, and mounting interest rates imposed on new borrowers have all contributed to the rise of alternative lenders just like ReProp Financial in Oregon.

Alternative commercial real estate loans might prove
to be the only viable solution left to you in Oregon

Alternative lenders like ReProp in Oregon are noted for not being in any way bound in a straightjacket by the HVCRE regulations. This means their terms and requirements are more flexible and less stringent toward new commercial real estate developers. In some given situations, these alternative lenders can prove to be the only viable solution available to new borrowers. Alternative commercial real estate financing brings much more to the table when compared to the recent trends among traditional lenders, particularly for those who are just diving into the real estate developing sphere. When it comes to loan approval requirements, alternative lenders aren’t as rigid as banks. On average, in today’s traditional lending environment in Eugene, it would take you between 60 – 90 days to secure a commercial real estate construction loan. Additionally, this doesn’t factor in the high odds of issues arising in the appraisal process or even the loan documentation process.

Alternative Loans Are Only for Businesses With Bad Credit

Let us now take a closer look at some of the most common commercial real estate loans you can access from a reputable alternative lender like ReProp Financial.

Development loans

This is a reliable financing solution particularly if you are thinking of initiating a new commercial real estate construction project in Oregon. ReProp Financial offers development loans primarily to construction firms in Portland, Eugene, Corvallis, or any other cities. Best of all, they are to be had with terms that are extremely flexible for developers who wish to obtain financing for both new construction or to execute extensive renovations.

Hard money lending

This sort of commercial real estate funding tends to be structured as most traditional loan solutions. However, the beauty of it is unlike the terms of bank financing, you might be in a good position to secure funding even if you’ve experienced significant credit issues in the recent past.

Collateralized/asset-based loans

This commercial real estate loan enables investors to leverage the equity on property or assets they own to finance new acquisitions or even improve their pre-existing real estate holdings.

Short-term construction loans

Otherwise referred to as bridge loans, this kind of commercial real estate financing is made available for developers who wish to offset expenses and effectively meet all cash flow needs during the time between commencing a construction project to the actual sale of the completed property. The short-term construction loans ReProp Financial offers are specially designed to deliver extra support for developers who experience cash flow challenges over the course of their commercial real estate construction projects.

Private money loans

A private money loan, as the name suggests is made available by private investment groups or even an individual venture capitalist. This kind of commercial real estate financing tends to be structured in a similar manner as a bridge loan. Also, like the latter solution, it is meant to cater to commercial real estate investors or developers who are experiencing issues with cash flow over the course of their construction projects. It may as well deliver the necessary financial support for new property acquisitions or renovation projects.

As you can see, there is a practical alternative for commercial real estate financing in the state of Oregon for everyone. Depending on your unique needs and circumstances, you will be able to pick the right construction loan that suits you to the T. You can never go wrong by reaching out to ReProp Financing today!

How to Apply

ReProp Financial is a first lien alternative lender for SBA CDC/504 loan applications. We make it easy to apply and qualify for these funding options. Our team will work with you to provide guidance and support for your loan application.

Call us today at 1-800-444-2948 or visit us online to submit your loan request. We look forward to the opportunity to work with you.

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